
Deployment of reverse API connectors to accelerate the distribution of FloaPay in the PSPs on the market
background
Fintech from the BNP Paribas Personal Finance group, Floa aims to become the European reference for BNPL.
To support this ambition, the brand needed to:
- speed up distribution of its offers (Coup de Pouce, Credit Line, FloaPay),
- simplify integration by partners like ConnectOne, PPro or Stripe,
- drastically reduce the integration lead time on the merchant side and PSP.
The project is part of a technological scaling strategy aimed at:
- Reduce by 5 the integration time of the APIs,
- Increase upsell credit by 20% under 18 months.

Challenges
- Integrate systems with very different standards (Floa, ConnectOne, Pro).
- Dealing with APIs sometimes unstable or poorly documented.
- Design a single connector capable of addressing several use cases (creation, capture, cancellation, refund).
- Guarantee a “Stripe-level” quality despite a constrained context.
Our approach
What made the difference
Documentation and industrial quality
Production of OpenAPI documentation, Swagger, sandbox and automated tests.
Fast and functional delivery
A complete connector delivered in 6 weeks, including all the key courses.
Robust hexagonal architecture
Ensures maintainability, scalability, and ease of integration for future PSP partners.
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