background
Fintech from the BNP Paribas Personal Finance group, Floa aims to become the European reference for BNPL.
To support this ambition, the brand needed to:
- speed up distribution of its offers (Coup de Pouce, Credit Line, FloaPay),
- simplify integration by partners like ConnectOne, PPro or Stripe,
- drastically reduce the integration lead time on the merchant side and PSP.
The project is part of a technological scaling strategy aimed at:
- Reduce by 5 the integration time of the APIs,
- Increase upsell credit by 20% under 18 months.

Challenges
- Integrate systems with very different standards (Floa, ConnectOne, Pro).
- Dealing with APIs sometimes unstable or poorly documented.
- Design a single connector capable of addressing several use cases (creation, capture, cancellation, refund).
- Guarantee a “Stripe-level” quality despite a constrained context.
Our approach
What made the difference
Documentation and industrial quality
Production of OpenAPI documentation, Swagger, sandbox and automated tests.
Fast and functional delivery
A complete connector delivered in 6 weeks, including all the key courses.
Robust hexagonal architecture
Ensures maintainability, scalability, and ease of integration for future PSP partners.
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