Design, development and deployment of Moniwan's SCPI mobile application in a regulated environment.
background
Moniwan, a subsidiary of La Française AM, is a pioneer in the online distribution of SCPIs and OPCIs, with more than 30,000 customers and €1.7 billion in assets under management in 2021.
In a market where uses are becoming resolutely mobile-first, management wants to take a strategic step forward: launch a mobile application for:
- Retain existing customers through a seamless and modern experience
- Attracting a new generation of digital investors
- Strengthen your position in a highly regulated financial ecosystem
The app had to be integrated into La Française's secure environment, while respecting all regulatory standards (compliance, pentest, IS security).
Challenges
- Define the right product strategy : engaging existing customers or targeting a new segment of investors
- Prioritize features to maximize business impact (net inflows, recurrence)
- Deliver a mobile V1 in 3 months, despite the strong dependencies on La Française's IT
- Complying with a demanding regulatory framework, with mandatory validation by pentest
- Managing sensitive flows linked to financial orders in a secure banking environment
Our approach
A tight, multidisciplinary and impact-oriented project system
Theodo mobilized a team of 7 experts (Lead PM, PM, PO, UX Designer, UX Designer, Tech Lead, Tech Lead, 3 Software Engineers, DevOps Expert), working in synergy with compliance and the IT group.
What made the difference
Continuous deliveries & intelligent scope cutting
Breakdown by functional blocks (onboarding, consultation, order placement) and frequent validations ⇒ deadlines met without compromising on quality. #Just -in-time
Security & compliance built in from the first iterations
Early pentesting, test automation, rigorous documentation to facilitate IS integration. #Right -first-time — Secure-by-Design
Project governance involving all stakeholders
Close collaboration with compliance, IT, business ⇒ minimum friction, maximum alignment.
