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Oney: accelerating BNPL innovation

background

Historical BNPL leader in France, Oney is being challenged on two essential dimensions:

  • The speed and quality of integration of its solution (3 weeks vs 48 hours for competitors),
  • the ability to address new segments (x10, BNPL pro, etc.).

To maintain a competitive advantage, Oney has given Theodo two successive missions:

  1. Technical diagnosis and API recommendations
  2. Business & technical evaluation of a webview integration method

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Our approach

What made the difference

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Consolidated vision via structuring benchmarks

Sequence diagrams, C4, lead time analysis, and detailed BNPL model comparisons.

Voice of the customer approach

Onboarding a client ambassador to validate the recommendations.

Product + tech + business analysis

Study of widget, API, SDK and Webview solutions to define an objective decision-making framework.

Our impact

A complete diagnosis of the existing API

and a list of recommendations to reduce integration time by 50%.

A BNPL B2B shortlist

technically and product benchmarked.

A complete business case

for the Webview: business impact, technical impact, time-to-market.

Oney now has a clear vision to accelerate its merchant integrations and strengthen its competitiveness in the face of new entrants.

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